Friday tip of the day – How pet insurance can save you money

December 21, 2012 at 10:41 am Leave a comment

Here is a guest post written by my daughter, Heather Kalinowski.   As the mom of a fifteen-month-old boy and two dogs, she is always looking for ways to be thrifty.   She works for Trupanion pet insurance and truly believes in the benefits – both financial and emotional – a pet insurance policy can provide.


In today’s economy everyone is looking for ways to save money. For pet owners, saving money requires evaluating even more things, including pet food, grooming costs, boarding or pet sitting expenses, and veterinary care.

dog at vet

Unfortunately, for many pet owners, veterinary care is the biggest thing that digs into the family budget. While expected expenses such as yearly exams, vaccinations, monthly flea medications, and dental care can be easily factored into the budget, the unexpected expenses like major injuries and illnesses can cause a huge amount of financial strain and can lead to heart-breaking decisions.

dog in surgery 2

Pet insurance is one way pet owners can help protect their finances in these difficult situations. When a major medical condition develops in their pet, pet owners with insurance can easily and immediately opt for the best medical treatment available without worry of cost.

When you are trying to be thrifty, it can seem counter-intuitive to pay an insurance company a premium every month on the chance that it will pay off in the end. However, pet owners who cherish their pets as part of the family and who may not be independently wealthy need the financial reassurance that if something catastrophic does happen with their pet, they will be covered.

It makes a lot of sense when you consider how veterinary treatment has advanced in recent years and the increase in expense that comes with those advances. Medical conditions that were once thought to be fatal in pets like cancer and diabetes are now curable with veterinary care that rivals that available to humans.

trupanion insured cat

But if you don’t have the funds to pay for these advanced services, you only have two choices – max out as many credit cards as possible, plunging yourself into debt, or make the heart-wrenching decision to leave your pet untreated. With pet insurance, you don’t have to worry about making this decision – you are financially covered and in the end, you end up saving up to thousands of dollars.

Trupanion insured dog 3


Entry filed under: Cats, Dogs, Guest Posts. Tags: , , , , , , , , .

Friday tip of the day – How to Get Skunk Smell Off a Dog Early Christmas with my kids

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

Trackback this post  |  Subscribe to the comments via RSS Feed

%d bloggers like this: